Uninsured Drivers
It has been said that uninsured drivers have increased by a fifth in the last two years and there is an estimated 1.2 million uninsured drivers on our roads today, which equals out to one in ten drivers on our roads driving with no form of insurance.
1/3 of people in the UK have driven at some point without insurance. It is said that uninsured drivers make up 5% of motorists and one in ten of us have been involved in an accident with them. Uninsured drivers cause more accidents and cost the Motor Insurance Bureau 500 million last year, however only 16% of uninsured drivers are ever convicted.
When it comes to road traffic accidents we always think it will never happen to us but if it does we rely on the fact that the other driver involved has insurance but thanks to statistics such as the ones above we can see that having an accident with an uninsured driver is a lot more common than originally thought.
If you are one of the unfortunate drivers who end up having a road traffic accident and the other driver involved refuses to give you their insurance details then you should contact the police straight away as refusing to give out insurance details is a criminal offence under section 154 of the Road Traffic Act 1988.
The police are your first point of contact after a road traffic accident; your next is your insurance company. Your insurance policy requires all accidents to be reported and your insurers may be able to trace the other partys insurance policy. This is due to the fact that your insurance company will have access to the Motor Insurance Database which may contain details of the motorists insurers. So if the other motorist involved in the accident is uninsured then you will be able to easily find out.
When you are involved in a road traffic accident you can recover the cost of damage to your vehicle through the insurance company of the other driver involved so what do you do if the other driver involved doesn’t have any insurance? Well the first thing you need to do is to not panic! By making a claim for compensation after becoming involved in a road traffic accident with an uninsured driver you will be able to reclaim the cost of any damage to your vehicle as well as compensation for the injuries that you are now suffering.
The process of making a claim for compensation after a road traffic accident with an uninsured driver is a lot more complicated than your average road traffic accident claim, which is why you need a solicitor who is experienced in these cases, you need our help.
If want more information about making a claim for compensation after suffering a road traffic accident with an uninsured driver then contact us here today and we will do everything we can to make your compensation claim a success.
